:root{--bg: #FAFAF7;--surface: #FFFFFF;--surface-muted: #F3F3ED;--border: #E4E4DE;--border-strong: #C5C5BC;--text: #1A1F2B;--text-secondary: #5B6170;--primary: #0F6B4F;--primary-hover: #0B523C;--primary-tint: #ECF7F2;--warning: #B45309;--warning-bg: #FEF6EE;--warning-border: #F5D0A9;--error: #B42318;--error-bg: #FEF3F2;--error-border: #F5B7B1;--info: #2F5D8A;--info-bg: #F0F6FC;--info-border: #C4D9ED;--radius: 8px;--radius-sm: 6px;--font-sans: system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;--font-mono: ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, monospace;--space-1: .25rem;--space-2: .5rem;--space-3: .75rem;--space-4: 1rem;--space-5: 1.5rem;--space-6: 2rem;--space-8: 3rem}*,*:before,*:after{box-sizing:border-box}html{font-size:100%;-webkit-text-size-adjust:100%}body{margin:0;background-color:var(--bg);color:var(--text);font-family:var(--font-sans);font-size:1rem;line-height:1.6;-webkit-font-smoothing:antialiased}.tabular{font-variant-numeric:tabular-nums}.visually-hidden:where(:not(:focus-within,:active)){position:absolute!important;clip-path:inset(50%)!important;overflow:hidden!important;width:1px!important;height:1px!important;margin:-1px!important;padding:0!important;border:0!important;white-space:nowrap!important}a{color:var(--primary);text-decoration-thickness:1px;text-underline-offset:2px}a:hover{color:var(--primary-hover)}:focus-visible{outline:2px solid var(--primary);outline-offset:2px}.container{max-width:1080px;margin-inline:auto;padding-inline:var(--space-4)}.site-header{border-bottom:1px solid 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var(--space-2)}h2{font-size:1.375rem;line-height:1.3;letter-spacing:-.01em;margin:var(--space-6) 0 var(--space-3)}h3{font-size:1.125rem;line-height:1.35;margin:var(--space-4) 0 var(--space-2)}p{margin:0 0 var(--space-4)}.subtitle{color:var(--text-secondary);font-size:1rem;margin-bottom:var(--space-4)}.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:var(--space-5)}@media(max-width:600px){.card{padding:var(--space-4)}}.limits-strip{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:var(--space-3);background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:var(--space-3) var(--space-4);margin-bottom:var(--space-5);font-size:.9375rem}.limits-strip-items{display:flex;flex-wrap:wrap;gap:var(--space-2) var(--space-4);align-items:center}.limits-strip-item 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1fr}}label,.fieldset-legend{display:block;font-size:.9375rem;font-weight:500;margin-bottom:var(--space-1);color:var(--text)}.hint{display:block;font-size:.875rem;color:var(--text-secondary);margin-bottom:var(--space-2)}.input-wrap{position:relative;display:flex;align-items:center}.input-affix{position:absolute;color:var(--text-secondary);font-size:1rem;pointer-events:none;user-select:none}.input-affix-prefix{left:.875rem}.input-affix-suffix{right:.875rem}input[type=text],input[type=number],input[type=date],select{width:100%;min-height:44px;padding:.5rem .75rem;font-family:inherit;font-size:1rem;font-variant-numeric:tabular-nums;color:var(--text);background:var(--surface);border:1px solid var(--border-strong);border-radius:var(--radius-sm);appearance:none}select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' fill='none' stroke='%235B6170' stroke-width='2' viewBox='0 0 24 24'%3E%3Cpath d='M6 9l6 6 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var(--border);padding-bottom:var(--space-3);margin-bottom:var(--space-3)}details.disclosure:last-of-type{border-bottom:0;margin-bottom:0}details.disclosure>summary{list-style:none;display:flex;align-items:center;gap:.5rem;min-height:44px;font-weight:600;font-size:.9375rem;cursor:pointer;color:var(--text);user-select:none}details.disclosure>summary::-webkit-details-marker{display:none}details.disclosure>summary:before{content:"";width:1em;height:1em;flex-shrink:0;background-color:currentColor;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2.5'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E") no-repeat center / contain;rotate:-90deg}details.disclosure[open]>summary:before{rotate:0deg}@media(prefers-reduced-motion:no-preference){details.disclosure>summary:before{transition:rotate .18s 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var(--border);border-radius:999px;overflow:hidden;display:flex}.progress-ytd{background:#2f5d8a;height:100%}.progress-projected{background:var(--primary);height:100%}.progress-catchup-marker{position:absolute;top:0;bottom:0;width:2px;background:var(--text)}.ledger-rows{border-top:1px solid var(--border);margin-top:var(--space-3)}.ledger-row{display:flex;justify-content:space-between;align-items:baseline;gap:var(--space-3);padding-block:var(--space-2);border-bottom:1px solid var(--border);font-size:.9375rem}.ledger-row-label{color:var(--text-secondary)}.ledger-row-value{font-weight:600;font-variant-numeric:tabular-nums;text-align:right}.targets-compare{display:grid;grid-template-columns:1fr;gap:var(--space-2);margin-bottom:var(--space-4)}@media(min-width:500px){.targets-compare{grid-template-columns:repeat(3,1fr)}}.target-box{border:1px solid 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var(--border-strong);background:var(--surface);color:var(--text);cursor:pointer;touch-action:manipulation}.btn:hover{background:var(--surface-muted)}.btn:active{transform:scale(.98)}.btn-primary{background:var(--primary);border-color:var(--primary);color:#fff}.btn-primary:hover{background:var(--primary-hover)}.actions-row{display:flex;flex-wrap:wrap;gap:var(--space-3);align-items:center;margin-top:var(--space-4)}.table-wrapper{overflow:auto;max-inline-size:100%;container-type:inline-size;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius)}table.data-table{width:100%;border-collapse:separate;border-spacing:0;font-variant-numeric:tabular-nums;font-size:.9375rem}table.data-table caption{text-align:left;font-weight:600;padding:var(--space-3) var(--space-4);border-bottom:1px solid var(--border);color:var(--text)}table.data-table th,table.data-table td{padding:.75rem 1rem;text-align:right;border-bottom:1px solid var(--border);white-space:nowrap}table.data-table th:first-child,table.data-table td:first-child{text-align:left}table.data-table thead th{background:var(--surface-muted);font-weight:600;color:var(--text)}table.data-table tbody tr:last-child th,table.data-table tbody tr:last-child td{border-bottom:0}@container (width < 600px){table.data-table,table.data-table thead,table.data-table tbody,table.data-table tr,table.data-table th,table.data-table td{display:block}table.data-table thead{display:none}table.data-table tbody tr{border-bottom:1px solid var(--border);padding:var(--space-2) 0}table.data-table tbody tr:last-child{border-bottom:0}table.data-table tbody th,table.data-table tbody td{display:flex;justify-content:space-between;align-items:center;text-align:right;border-bottom:0;padding:.375rem 1rem}table.data-table tbody th{font-weight:600;background:var(--surface-muted);margin-bottom:var(--space-1)}table.data-table tbody td:before{content:attr(data-label);font-weight:500;color:var(--text-secondary);text-align:left}}.faq-list details{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:var(--space-3) var(--space-4);margin-bottom:var(--space-3)}.faq-list summary{list-style:none;display:flex;align-items:center;gap:.625rem;font-weight:600;cursor:pointer;min-height:36px}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:before{content:"";width:1em;height:1em;flex-shrink:0;background-color:var(--primary);mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2.5'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E") no-repeat center / contain;rotate:-90deg}.faq-list details[open]>summary:before{rotate:0deg}@media(prefers-reduced-motion:no-preference){.faq-list summary:before{transition:rotate .18s ease}}.faq-answer{padding-top:var(--space-3);color:var(--text)}.guides-grid{display:grid;grid-template-columns:1fr;gap:var(--space-3)}@media(min-width:640px){.guides-grid{grid-template-columns:repeat(2,1fr)}}@media(min-width:920px){.guides-grid{grid-template-columns:repeat(3,1fr)}}.guide-card{display:block;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:var(--space-4);text-decoration:none;color:inherit}.guide-card:hover{border-color:var(--primary)}.guide-card-title{font-weight:600;color:var(--primary);margin-bottom:var(--space-1)}.guide-card-desc{font-size:.875rem;color:var(--text-secondary);margin:0}.mobile-sticky-bar{display:none}@media(max-width:879px){body.has-calculator{padding-bottom:76px}.mobile-sticky-bar{position:fixed;inset-block-end:0;inset-inline:0;z-index:40;display:flex;align-items:center;justify-content:space-between;gap:var(--space-3);background:var(--surface);border-top:1px solid var(--border-strong);padding:.625rem var(--space-4)}.mobile-sticky-amount{font-size:1.25rem;font-weight:600;color:var(--primary);font-variant-numeric:tabular-nums}.mobile-sticky-label{font-size:.875rem;color:var(--text-secondary)}}.range-pair{display:grid;grid-template-columns:1fr 100px;gap:var(--space-3);align-items:center}.range-pair input[type=range]{width:100%;accent-color:var(--primary);min-height:44px}.site-footer{border-top:1px solid var(--border);background:var(--surface);padding-block:var(--space-6);font-size:.875rem;color:var(--text-secondary)}.footer-grid{display:flex;flex-wrap:wrap;justify-content:space-between;gap:var(--space-4)}.footer-links{display:flex;flex-wrap:wrap;gap:var(--space-4)}.prose{max-width:72ch}.prose ul,.prose ol{padding-left:1.25rem;margin-bottom:var(--space-4)}.prose li{margin-bottom:var(--space-2)}.cta-back{display:inline-flex;align-items:center;gap:var(--space-2);margin-top:var(--space-3);margin-bottom:var(--space-5)}